Hanover and King William Habitat for Humanity Homeownership
Habitat homes with an affordable mortgage for Hanover and King William households in housing that's overcrowded, unaffordable or substandard, in exchange for 200 hours of sweat equity.
- Run by
- Hanover and King William Habitat for Humanity
- Serves
- Hanover County
- Phone
- 804-569-6108 ext. 105
- Last checked
Who it's for
- People who have lived or worked in Hanover or King William County for at least a year
- Households in housing that's overcrowded, unaffordable or substandard
- Income within HUD guidelines: Habitat lists $31,800 to $63,600 for one person and $45,400 to $90,800 for four
- No outstanding collections or judgments, and able to qualify for mortgage financing
What you get
- A Habitat home with an affordable mortgage, which Habitat says is usually financed through an outside lender
How to start
- Sign up on Habitat's homeownership page to be emailed when applications reopen.
- When they open, submit the application with the $25 non-refundable fee (check or money order).
Good to know
- Habitat says its 2025 application period is closed and it plans to reopen in early 2027.
- Not ready yet? Its homeownership page links to credit counseling and financial education resources.
- You'll commit to at least 200 hours of sweat equity on Habitat homes.
See what else may fit
The free 2-minute check shows which assistance programs may match a home or area you're considering.
Sources
Program rules, amounts and funding change often, and funds can run out. Confirm everything with Hanover and King William Habitat for Humanity before you rely on it. Martin Kurylowski and Real Broker, LLC are not affiliated with this program and are not lenders or administrators of any assistance program. You're free to work with any agent and any lender.