Homebuyer Basics
How buying a home works, from your first step to closing day, and exactly what to do next. Taught by a real estate agent and a loan officer, with time for your questions.
What you'll learn
- What you need before you start: credit, savings and a budget you're comfortable with
- The main loan types, and the help that exists for down payments and closing costs
- How working with an agent, making an offer and closing actually work
- Your next three steps, whatever your timeline
This is an educational class. It isn't a certified homebuyer education course. If your loan or down payment assistance program requires a certified course, ask us how to sign up for one.
Register
Common questions
Who is Homebuyer Basics for?
Anyone thinking about buying a home in the Richmond area, whether that's in three months or three years. No prior knowledge needed.
Is this a certified homebuyer education course?
No. It's an educational class. If your loan or down payment assistance program requires a certified course, ask us and we'll show you how to sign up for one.
Do I need to be pre-approved first?
No. The class covers when and how to get pre-approved, and what lenders look at.
Will I get sales calls after the class?
Only if you ask for them. When you register you choose separately whether the agent, the loan officer, both or neither may follow up.